INSURANCE

FREQUENTLY ASKED QUESTIONS

How much does insurance cost?
Premiums will vary depending on your qualifications, experience and the treatments you are carrying out. We offer a range of indemnity limits, and you can select the most appropriate for your business.

Can you get cover on a working mobile basis?
Yes, some insurers on our medical malpractice insurance panel are happy to cover mobile practitioners based on individual approval. We arrange cover for many clients with home-based clinics or those renting space in other medical or beauty settings.

Can Insync cover practitioners completing a pathway to Aesthetics or fast track course, even if I don’t have any beauty experience?
Insync works with specific training academy partners specialising in pathways and fast-track to aesthetics courses, allowing new entrants in aesthetics to practice immediately on course completion.

What does ‘Claims Made’ cover mean in Aesthetic Practitioners Insurance?
Cover under the medical malpractice and professional liability section of the policy is provided on a “Claims Made Basis”; this means that the policy covers claims made against you during the policy period. You need to have cover in place at the time of the negligence (i.e. when you do the treatment) AND, also, at the time a claim is notified to you.

Can I pay monthly for my Aesthetic and Cosmetic Insurance?
All policies are arranged for 12 months. However, we work with a leading premium finance house, Close Brothers Premium Finance, to offer clients the ability to pay premiums over 10 months if required to assist with business cash flow.

What excess will I have to pay in the event of a claim?
In the event you need to make a claim, you may be responsible to be the first part of the loss. This is known as an excess, or deductible. Excesses vary depending on your experience and qualifications as well as the treatment being undertaken. Please refer to your policy or quotation schedule for specific details of any excess which may apply to your policy.

Can I add other treatments during the policy period?
All Insync aesthetic insurance policies are extremely flexible and can grow with your business. As you qualify in new treatment areas, your Account Manager will assist you in adding these to your policy.

To set up your insurance with Insync call 0330 8282 200

Don’t forget your Ampika’s Aesthetics discount code